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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,269 | $104,482+10.3% | $159,455-27.7% | $79,393+45.2% |
| Participation rate | 92.7% | 76.6%+16.1pp | 82.8%+9.9pp | 70.7%+22.0pp |
| Annual return | 101.24% | 67.96%+33.3pp | 263.63%-162.4pp | 116.87%-15.6pp |
| Employer contribution / active EE | $3,246 | $3,416-5.0% | $4,830-32.8% | $2,428+33.7% |
| Participant deferral / active EE | $6,761 | $6,467+4.5% | $7,353-8.1% | $4,046+67.1% |
| Admin fee / account holder | $4,288 | $711+502.8% | $10,800-60.3% | $627+584.4% |