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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC2 years Service code 27 · EIN 84-4519624 | Advisory (Plan) | $28,101 |
Service code 37 · EIN 04-2647786 | Loan Processing | $24,811 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,737 | $93,598+36.5% | $135,974-6.1% | $75,173+69.9% |
| Participation rate | 95.3% | 75.2%+20.1pp | 81.9%+13.4pp | 67.2%+28.1pp |
| Annual return | 20.68% | 30.89%-10.2pp | 68.30%-47.6pp | 160.72%-140.0pp |
| Employer contribution / active EE | $6,255 | $3,538+76.8% | $4,859+28.7% | $2,671+134.2% |
| Participant deferral / active EE | $16,301 | $6,405+154.5% | $7,760+110.1% | $4,126+295.0% |
| Admin fee / account holder | $350 | $6,978-95.0% | $10,767-96.7% | $5,651-93.8% |