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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,100 | $56,339+28.0% | $104,301-30.9% | $68,495+5.3% |
| Participation rate | 98.2% | 63.3%+35.0pp | 73.3%+25.0pp | 67.9%+30.4pp |
| Annual return | -21.33% | -9.19%-12.1pp | 24.61%-45.9pp | -7.84%-13.5pp |
| Employer contribution / active EE | $2,375 | $1,960+21.2% | $3,373-29.6% | $2,596-8.5% |
| Participant deferral / active EE | $2,500 | $3,077-18.7% | $4,626-45.9% | $4,028-37.9% |
| Admin fee / account holder | $2,745 | $4,902-44.0% | $7,340-62.6% | $5,403-49.2% |