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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,113 | $58,851+10.6% | $115,170-43.5% | $72,983-10.8% |
| Participation rate | 100.0% | 65.5%+34.5pp | 75.9%+24.1pp | 69.5%+30.5pp |
| Annual return | 10.32% | 23.16%-12.8pp | 35.60%-25.3pp | 81.01%-70.7pp |
| Employer contribution / active EE | $1,837 | $1,798+2.2% | $3,179-42.2% | $2,440-24.7% |
| Participant deferral / active EE | $1,568 | $2,643-40.7% | $4,169-62.4% | $3,608-56.5% |
| Admin fee / account holder | $5,573 | $6,370-12.5% | $7,089-21.4% | $5,124+8.8% |