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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,567 | $64,324-5.8% | $118,946-49.1% | $79,852-24.2% |
| Participation rate | 98.4% | 64.9%+33.5pp | 75.4%+23.0pp | 69.6%+28.7pp |
| Annual return | 9.04% | 86.45%-77.4pp | 35.89%-26.8pp | 31.72%-22.7pp |
| Employer contribution / active EE | $2,159 | $1,836+17.6% | $3,263-33.8% | $2,471-12.6% |
| Participant deferral / active EE | $1,540 | $2,824-45.5% | $4,266-63.9% | $3,740-58.8% |
| Admin fee / account holder | $7,851 | $4,040+94.3% | $6,581+19.3% | $5,306+48.0% |