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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,391 | $135,956-32.8% | $123,894-26.2% | $273,972-66.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 3.39% | 56.63%-53.2pp | 47.52%-44.1pp | 41.46%-38.1pp |
| Employer contribution / active EE | $4,421 | $5,170-14.5% | $4,617-4.2% | $4,869-9.2% |
| Participant deferral / active EE | $3,293 | $6,343-48.1% | $5,984-45.0% | $5,287-37.7% |
| Admin fee / account holder | $1,230 | $9,817-87.5% | $8,357-85.3% | $10,133-87.9% |