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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,269 | $98,776-11.6% | $149,745-41.7% | $79,856+9.3% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.5%+13.7pp | 69.6%+26.5pp |
| Annual return | 10.17% | 27.38%-17.2pp | 276.72%-266.6pp | 31.71%-21.5pp |
| Employer contribution / active EE | $5,014 | $3,217+55.8% | $4,646+7.9% | $2,471+102.9% |
| Participant deferral / active EE | $4,258 | $5,681-25.1% | $6,843-37.8% | $3,741+13.8% |
| Admin fee / account holder | $8,031 | $6,053+32.7% | $9,312-13.8% | $5,306+51.3% |