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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,049 | $89,370-13.8% | $141,197-45.4% | $72,976+5.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 15.42% | 111.88%-96.5pp | 71.41%-56.0pp | 81.02%-65.6pp |
| Employer contribution / active EE | $4,761 | $3,115+52.9% | $4,736+0.5% | $2,440+95.1% |
| Participant deferral / active EE | $4,105 | $5,419-24.2% | $6,710-38.8% | $3,608+13.8% |
| Admin fee / account holder | $2,653 | $5,957-55.5% | $10,265-74.2% | $5,124-48.2% |