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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,968 | $138,312+150.9% | $122,979+182.1% | $155,188+123.6% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 15.03% | 22.06%-7.0pp | 20.12%-5.1pp | 148.84%-133.8pp |
| Employer contribution / active EE | $2,724 | $3,530-22.8% | $3,062-11.1% | $4,248-35.9% |
| Participant deferral / active EE | $10,794 | $5,592+93.0% | $5,003+115.7% | $6,531+65.3% |
| Admin fee / account holder | $18,680 | $15,089+23.8% | $12,864+45.2% | $14,480+29.0% |