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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,197 | $110,240+185.0% | $96,544+225.4% | $139,487+125.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 17.16% | 26.41%-9.3pp | 25.88%-8.7pp | 373.84%-356.7pp |
| Employer contribution / active EE | $2,513 | $3,622-30.6% | $2,966-15.3% | $4,755-47.1% |
| Participant deferral / active EE | $10,231 | $5,549+84.4% | $4,851+110.9% | $6,713+52.4% |
| Admin fee / account holder | $969 | $11,602-91.6% | $8,254-88.3% | $11,407-91.5% |