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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,570 | $92,219+32.9% | $76,767+59.7% | $135,380-9.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -6.12% | 5.46%-11.6pp | 2.43%-8.6pp | 519.81%-525.9pp |
| Employer contribution / active EE | $2,133 | $3,216-33.7% | $2,485-14.2% | $4,779-55.4% |
| Participant deferral / active EE | $6,397 | $4,508+41.9% | $3,852+66.1% | $5,609+14.0% |
| Admin fee / account holder | $2,972 | $10,749-72.4% | $6,675-55.5% | $10,828-72.6% |