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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,974 | $106,749-47.6% | $145,433-61.5% | $82,448-32.1% |
| Participation rate | 84.5% | 75.6%+8.9pp | 82.1%+2.4pp | 68.1%+16.4pp |
| Annual return | 24.01% | 27.59%-3.6pp | 66.58%-42.6pp | 41.64%-17.6pp |
| Employer contribution / active EE | $3,900 | $3,444+13.2% | $4,554-14.4% | $2,551+52.9% |
| Participant deferral / active EE | $1,891 | $6,519-71.0% | $7,897-76.1% | $4,139-54.3% |
| Admin fee / account holder | $1,856 | $8,390-77.9% | $13,129-85.9% | $7,234-74.4% |