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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,834 | $65,364-34.5% | $92,909-53.9% | $72,975-41.3% |
| Participation rate | 83.3% | 68.3%+15.0pp | 76.0%+7.3pp | 69.5%+13.8pp |
| Annual return | 5.66% | 42.11%-36.4pp | 109.44%-103.8pp | 81.01%-75.4pp |
| Employer contribution / active EE | $5,322 | $2,594+105.2% | $3,653+45.7% | $2,440+118.1% |
| Participant deferral / active EE | $1,173 | $3,128-62.5% | $4,238-72.3% | $3,608-67.5% |
| Admin fee / account holder | $2,773 | $4,251-34.8% | $5,795-52.1% | $5,124-45.9% |