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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,275 | $102,385+209.9% | $147,080+115.7% | $80,935+292.0% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 13.35% | 135.09%-121.7pp | 420.17%-406.8pp | 35.66%-22.3pp |
| Employer contribution / active EE | $7,738 | $3,717+108.2% | $4,933+56.8% | $2,757+180.7% |
| Participant deferral / active EE | $9,518 | $6,651+43.1% | $8,066+18.0% | $4,299+121.4% |
| Admin fee / account holder | $25,226 | $7,951+217.3% | $12,989+94.2% | $6,924+264.3% |