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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,334 | $105,200+177.9% | $159,474+83.3% | $85,847+240.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 13.53% | 45.08%-31.5pp | 263.68%-250.1pp | 318.61%-305.1pp |
| Employer contribution / active EE | $7,953 | $3,319+139.7% | $4,831+64.6% | $2,565+210.0% |
| Participant deferral / active EE | $8,482 | $5,946+42.7% | $7,353+15.4% | $3,952+114.6% |
| Admin fee / account holder | $1,284 | $6,934-81.5% | $10,802-88.1% | $6,261-79.5% |