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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,427 | $98,776+180.9% | $149,745+85.3% | $79,856+247.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 20.53% | 27.38%-6.8pp | 276.72%-256.2pp | 31.71%-11.2pp |
| Employer contribution / active EE | $7,820 | $3,217+143.1% | $4,646+68.3% | $2,471+216.4% |
| Participant deferral / active EE | $7,945 | $5,681+39.8% | $6,843+16.1% | $3,741+112.4% |
| Admin fee / account holder | $2,054 | $6,053-66.1% | $9,312-77.9% | $5,306-61.3% |