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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,291 | $93,617+188.7% | $135,982+98.8% | $75,177+259.5% |
| Participation rate | 97.4% | 75.2%+22.2pp | 81.9%+15.4pp | 67.2%+30.2pp |
| Annual return | 17.85% | 30.89%-13.0pp | 68.32%-50.5pp | 160.75%-142.9pp |
| Employer contribution / active EE | $7,673 | $3,538+116.9% | $4,859+57.9% | $2,671+187.3% |
| Participant deferral / active EE | $11,794 | $6,406+84.1% | $7,760+52.0% | $4,126+185.8% |
| Admin fee / account holder | $2,121 | $6,980-69.6% | $10,767-80.3% | $5,651-62.5% |