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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,435 | $45,900-9.7% | $94,057-55.9% | $64,340-35.6% |
| Participation rate | 16.9% | 50.6%-33.7pp | 73.3%-56.5pp | 55.2%-38.4pp |
| Annual return | 20.15% | 50.47%-30.3pp | 480.62%-460.5pp | 24.14%-4.0pp |
| Employer contribution / active EE | $572 | $1,612-64.5% | $2,933-80.5% | $1,862-69.3% |
| Participant deferral / active EE | $858 | $2,102-59.2% | $4,709-81.8% | $2,980-71.2% |
| Admin fee / account holder | $260 | $3,143-91.7% | $7,244-96.4% | $3,703-93.0% |