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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,435 | $47,553-12.9% | $136,867-69.7% | $69,733-40.6% |
| Participation rate | 16.9% | 61.4%-44.5pp | 74.5%-57.7pp | 62.5%-45.6pp |
| Annual return | 20.15% | -91.50%+111.6pp | 42.97%-22.8pp | 15.22%+4.9pp |
| Employer contribution / active EE | $572 | $2,087-72.6% | $3,547-83.9% | $2,250-74.6% |
| Participant deferral / active EE | $858 | $2,300-62.7% | $4,924-82.6% | $3,054-71.9% |
| Admin fee / account holder | $260 | $3,496-92.6% | $10,340-97.5% | $3,102-91.6% |