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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,766 | $54,357-67.3% | $82,706-78.5% | $68,495-74.1% |
| Participation rate | 57.5% | 63.9%-6.4pp | 72.6%-15.1pp | 67.9%-10.4pp |
| Annual return | -16.32% | -13.67%-2.7pp | 701.76%-718.1pp | -7.84%-8.5pp |
| Employer contribution / active EE | $628 | $2,218-71.7% | $3,007-79.1% | $2,596-75.8% |
| Participant deferral / active EE | $1,846 | $3,246-43.1% | $4,394-58.0% | $4,028-54.2% |
| Admin fee / account holder | $3,526 | $4,396-19.8% | $5,329-33.8% | $5,403-34.8% |