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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,662 | $106,749-64.7% | $145,433-74.1% | $82,448-54.3% |
| Participation rate | 98.1% | 75.6%+22.4pp | 82.1%+16.0pp | 68.1%+30.0pp |
| Annual return | 22.04% | 27.59%-5.5pp | 66.58%-44.5pp | 41.64%-19.6pp |
| Employer contribution / active EE | $3,530 | $3,444+2.5% | $4,554-22.5% | $2,551+38.4% |
| Participant deferral / active EE | $3,371 | $6,519-48.3% | $7,897-57.3% | $4,139-18.6% |
| Admin fee / account holder | $4,334 | $8,390-48.3% | $13,129-67.0% | $7,234-40.1% |