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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,108 | $82,674-69.6% | $125,363-80.0% | $68,495-63.3% |
| Participation rate | 88.0% | 75.0%+13.0pp | 82.4%+5.6pp | 67.9%+20.1pp |
| Annual return | -22.40% | -5.97%-16.4pp | 572.15%-594.6pp | -7.84%-14.6pp |
| Employer contribution / active EE | $1,853 | $3,382-45.2% | $4,815-61.5% | $2,596-28.6% |
| Participant deferral / active EE | $3,067 | $6,111-49.8% | $7,447-58.8% | $4,028-23.9% |
| Admin fee / account holder | $1,994 | $6,276-68.2% | $10,005-80.1% | $5,403-63.1% |