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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,981 | $83,908-88.1% | $68,509-85.4% | $125,389-92.0% |
| Participation rate | 72.2% | 78.2%-5.9pp | 74.7%-2.5pp | 83.2%-11.0pp |
| Annual return | -1.82% | 14.48%-16.3pp | 8.27%-10.1pp | 282.24%-284.1pp |
| Employer contribution / active EE | $1,055 | $3,031-65.2% | $2,278-53.7% | $4,866-78.3% |
| Participant deferral / active EE | $2,865 | $4,125-30.5% | $3,382-15.3% | $5,352-46.5% |
| Admin fee / account holder | $896 | $8,982-90.0% | $5,275-83.0% | $9,541-90.6% |