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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,437 | $116,203-66.9% | $93,621-58.9% | $152,897-74.9% |
| Participation rate | 41.2% | 78.1%-36.9pp | 75.8%-34.7pp | 82.5%-41.3pp |
| Annual return | 26.39% | 35.96%-9.6pp | 32.76%-6.4pp | 345.43%-319.0pp |
| Employer contribution / active EE | $816 | $3,219-74.6% | $2,719-70.0% | $4,764-82.9% |
| Participant deferral / active EE | $2,726 | $4,605-40.8% | $4,070-33.0% | $5,851-53.4% |
| Admin fee / account holder | $1,122 | $10,751-89.6% | $7,890-85.8% | $11,599-90.3% |