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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,989 | $118,708-48.6% | $98,920-38.3% | $158,966-61.6% |
| Participation rate | 38.9% | 77.8%-38.9pp | 76.0%-37.1pp | 82.0%-43.1pp |
| Annual return | 16.36% | 372.49%-356.1pp | 196.47%-180.1pp | 302.95%-286.6pp |
| Employer contribution / active EE | $728 | $3,334-78.2% | $2,689-72.9% | $4,762-84.7% |
| Participant deferral / active EE | $2,696 | $5,089-47.0% | $4,245-36.5% | $5,983-54.9% |
| Admin fee / account holder | $5,339 | $10,134-47.3% | $6,643-19.6% | $11,250-52.5% |