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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,934 | $118,869+16.0% | $96,575+42.8% | $167,518-17.7% |
| Participation rate | 66.7% | 75.5%-8.8pp | 69.8%-3.2pp | 82.1%-15.4pp |
| Annual return | 17.56% | 50.49%-32.9pp | 37.79%-20.2pp | 478.71%-461.2pp |
| Employer contribution / active EE | $951 | $3,120-69.5% | $2,357-59.7% | $4,838-80.3% |
| Participant deferral / active EE | $4,189 | $4,616-9.3% | $3,849+8.8% | $6,342-34.0% |
| Admin fee / account holder | $50 | $8,067-99.4% | $6,182-99.2% | $12,312-99.6% |