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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,856 | $82,630-62.7% | $64,105-51.9% | $125,389-75.4% |
| Participation rate | 70.6% | 75.9%-5.3pp | 68.2%+2.4pp | 83.2%-12.6pp |
| Annual return | -1.93% | 1489.72%-1491.6pp | 791.24%-793.2pp | 282.24%-284.2pp |
| Employer contribution / active EE | $802 | $2,671-70.0% | $1,820-55.9% | $4,866-83.5% |
| Participant deferral / active EE | $2,107 | $3,608-41.6% | $2,822-25.3% | $5,352-60.6% |
| Admin fee / account holder | $2,377 | $6,382-62.7% | $4,499-47.2% | $9,541-75.1% |