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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,766 | $95,979-46.1% | $74,551-30.6% | $135,380-61.8% |
| Participation rate | 72.7% | 75.7%-2.9pp | 69.1%+3.6pp | 82.6%-9.9pp |
| Annual return | -7.37% | 56.97%-64.3pp | 32.53%-39.9pp | 519.81%-527.2pp |
| Employer contribution / active EE | $678 | $2,716-75.0% | $1,961-65.4% | $4,779-85.8% |
| Participant deferral / active EE | $2,094 | $3,844-45.5% | $3,108-32.6% | $5,609-62.7% |
| Admin fee / account holder | $3,990 | $6,522-38.8% | $5,059-21.1% | $10,828-63.2% |