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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,221 | $72,269-15.3% | $101,271-39.5% | $79,852-23.3% |
| Participation rate | 82.4% | 68.5%+13.9pp | 75.8%+6.5pp | 69.6%+12.7pp |
| Annual return | 6.31% | 22.29%-16.0pp | 46.48%-40.2pp | 31.72%-25.4pp |
| Employer contribution / active EE | $2,722 | $2,692+1.1% | $3,660-25.6% | $2,471+10.2% |
| Participant deferral / active EE | $6,281 | $3,282+91.4% | $4,371+43.7% | $3,740+67.9% |
| Admin fee / account holder | $8,053 | $4,401+83.0% | $5,948+35.4% | $5,306+51.8% |