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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,343 | $65,361-19.9% | $92,903-43.7% | $72,983-28.3% |
| Participation rate | 87.9% | 68.3%+19.6pp | 76.0%+11.9pp | 69.5%+18.4pp |
| Annual return | -1.32% | 42.11%-43.4pp | 109.43%-110.7pp | 81.01%-82.3pp |
| Employer contribution / active EE | $2,579 | $2,594-0.6% | $3,653-29.4% | $2,440+5.7% |
| Participant deferral / active EE | $4,710 | $3,128+50.6% | $4,238+11.1% | $3,608+30.6% |
| Admin fee / account holder | $3,268 | $4,251-23.1% | $5,795-43.6% | $5,124-36.2% |