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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,749 | $63,346-42.0% | $92,240-60.2% | $70,126-47.6% |
| Participation rate | 86.1% | 68.7%+17.4pp | 76.5%+9.6pp | 69.5%+16.6pp |
| Annual return | 9.19% | 530.19%-521.0pp | 176.29%-167.1pp | 73.15%-64.0pp |
| Employer contribution / active EE | $694 | $2,471-71.9% | $3,680-81.1% | $2,343-70.4% |
| Participant deferral / active EE | $2,536 | $2,854-11.1% | $3,897-34.9% | $3,332-23.9% |
| Admin fee / account holder | $15,009 | $3,841+290.8% | $5,194+189.0% | $4,645+223.1% |