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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,722 | $57,828-76.3% | $117,039-88.3% | $70,126-80.4% |
| Participation rate | 76.7% | 67.1%+9.6pp | 77.2%-0.4pp | 69.5%+7.2pp |
| Annual return | 21.91% | 17.55%+4.4pp | 18.95%+3.0pp | 73.15%-51.2pp |
| Employer contribution / active EE | $946 | $1,816-47.9% | $3,785-75.0% | $2,343-59.6% |
| Participant deferral / active EE | $1,719 | $2,438-29.5% | $3,929-56.2% | $3,332-48.4% |
| Admin fee / account holder | $360 | $3,548-89.8% | $5,974-94.0% | $4,645-92.2% |