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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,768 | $68,878-7.4% | $120,574-47.1% | $80,935-21.2% |
| Participation rate | 65.7% | 61.7%+4.0pp | 71.9%-6.2pp | 67.7%-1.9pp |
| Annual return | 23.42% | 23.67%-0.2pp | 107.42%-84.0pp | 35.66%-12.2pp |
| Employer contribution / active EE | $1,120 | $2,065-45.8% | $3,471-67.7% | $2,757-59.4% |
| Participant deferral / active EE | $2,947 | $3,189-7.6% | $4,996-41.0% | $4,299-31.5% |
| Admin fee / account holder | $1,469 | $5,782-74.6% | $9,445-84.5% | $6,924-78.8% |