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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,357 | $58,851-55.2% | $115,167-77.1% | $72,976-63.9% |
| Participation rate | 78.4% | 65.5%+12.8pp | 75.9%+2.5pp | 69.5%+8.9pp |
| Annual return | 11.57% | 23.16%-11.6pp | 35.60%-24.0pp | 81.02%-69.4pp |
| Employer contribution / active EE | $1,094 | $1,798-39.1% | $3,179-65.6% | $2,440-55.2% |
| Participant deferral / active EE | $2,918 | $2,643+10.4% | $4,169-30.0% | $3,608-19.1% |
| Admin fee / account holder | $682 | $6,370-89.3% | $7,089-90.4% | $5,124-86.7% |