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| Provider | Service type | Compensation |
|---|---|---|
MARINER LLC8 years Filed as: MARINER WEALTH ADVISORS, LLC Service code 28 · EIN 20-4553256 | Investment Management | $32,031 |
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $25,048 |
CHARLES SCHWAB & CO., INC.6 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,735 | $53,165-14.0% | $86,235-47.0% | $74,473-38.6% |
| Participation rate | 83.9% | 64.9%+19.1pp | 69.0%+15.0pp | 70.7%+13.2pp |
| Annual return | 12.52% | 22.64%-10.1pp | 1170.03%-1157.5pp | 34.36%-21.8pp |
| Employer contribution / active EE | $638 | $1,210-47.3% | $2,381-73.2% | $2,638-75.8% |
| Participant deferral / active EE | $4,825 | $3,234+49.2% | $3,987+21.0% | $4,530+6.5% |
| Admin fee / account holder | $160 | $551-71.0% | $6,856-97.7% | $347-53.9% |