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| Provider | Service type | Compensation |
|---|---|---|
MARINER LLC9 years Filed as: MARINER WEALTH ADVISORS, LLC Service code 28 · EIN 20-4553256 | Investment Management | $35,220 |
CHARLES SCHWAB & CO., INC.6 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $26,273 |
CHARLES SCHWAB & CO., INC.7 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,329 | $54,245-16.4% | $93,727-51.6% | $77,762-41.7% |
| Participation rate | 86.1% | 63.9%+22.2pp | 68.7%+17.4pp | 70.6%+15.5pp |
| Annual return | 9.30% | 30.58%-21.3pp | 133.83%-124.5pp | 31.27%-22.0pp |
| Employer contribution / active EE | $1,022 | $1,168-12.5% | $2,421-57.8% | $2,728-62.6% |
| Participant deferral / active EE | $5,231 | $3,144+66.4% | $4,417+18.4% | $4,651+12.5% |
| Admin fee / account holder | $162 | $575-71.9% | $8,292-98.1% | $433-62.7% |