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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS COMP OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $150,611 |
Filed as: PRIME CAPITAL INV ADVS LLC Service code 27 · EIN 82-1364595 | Advisory (Plan) | $69,062 |
QUALIFIED PLANS, LLC5 years Filed as: QUALIFIED PLAN CONSULTANTS LLC Service code 13 · EIN 20-0223513 | Contract Administrator | $34,225 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,960 | $99,168+70.4% | $96,534+75.0% | $74,460+126.9% |
| Participation rate | 96.3% | 80.7%+15.7pp | 76.0%+20.4pp | 70.7%+25.6pp |
| Annual return | 18.04% | 22.40%-4.4pp | 25.88%-7.8pp | 34.38%-16.3pp |
| Employer contribution / active EE | $4,537 | $2,570+76.6% | $2,965+53.0% | $2,638+72.0% |
| Participant deferral / active EE | $7,397 | $4,936+49.8% | $4,851+52.5% | $4,530+63.3% |
| Admin fee / account holder | $729 | $225+224.2% | $8,253-91.2% | $348+109.6% |