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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $175,395 |
Filed as: PRIME CAPITAL INV ADVS LLC Service code 27 · EIN 82-1364595 | Advisory (Plan) | $74,295 |
QUALIFIED PLANS, LLC3 years Filed as: QUALIFIED PLAN CONSULTANTS LLC Service code 13 · EIN 20-0223513 | Contract Administrator | $40,898 |
Filed as: BMG CERTIFIED PUBLIC ACCT Service code 10 · EIN 47-0650756 | Accounting | $10,000 |
APS VENTURES, LLC2 years Service code 71 · EIN 45-5628305 | Brokerage Fees | $5,482 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,025 | $185,342-3.4% | $111,308+60.8% | $86,821+106.2% |
| Participation rate | 96.1% | 81.0%+15.1pp | 77.3%+18.8pp | 72.3%+23.8pp |
| Annual return | 14.31% | 500.80%-486.5pp | 54.67%-40.4pp | 97.94%-83.6pp |
| Employer contribution / active EE | $3,823 | $2,246+70.2% | $2,732+39.9% | $2,406+58.9% |
| Participant deferral / active EE | $6,898 | $4,458+54.7% | $4,487+53.7% | $4,132+67.0% |
| Admin fee / account holder | $876 | $255+243.0% | $7,965-89.0% | $170+416.7% |