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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $131,647 |
Filed as: PRIME CAPITAL INV ADVS LLC Service code 27 · EIN 82-1364595 | Advisory (Plan) | $69,882 |
QUALIFIED PLANS, LLC4 years Filed as: QUALIFIED PLAN CONSULTANTS LLC Service code 13 · EIN 20-0223513 | Contract Administrator | $34,716 |
Filed as: EMPOWER ANNUITY INSURANCE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $23,418 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,245 | $72,303+96.7% | $86,698+64.1% | $64,824+119.4% |
| Participation rate | 89.5% | 80.4%+9.1pp | 76.6%+13.0pp | 71.5%+18.1pp |
| Annual return | -16.96% | 392.77%-409.7pp | 35.96%-52.9pp | 32.84%-49.8pp |
| Employer contribution / active EE | $5,019 | $2,393+109.7% | $2,837+76.9% | $2,507+100.2% |
| Participant deferral / active EE | $8,423 | $4,660+80.8% | $4,656+80.9% | $4,311+95.4% |
| Admin fee / account holder | $747 | $174+329.1% | $7,492-90.0% | $188+297.5% |