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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,101 | $167,362+103.8% | $143,799+137.2% | $134,532+153.5% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -13.39% | 0.47%-13.9pp | -0.04%-13.3pp | 418.27%-431.7pp |
| Employer contribution / active EE | $5,919 | $5,620+5.3% | $4,952+19.5% | $4,741+24.8% |
| Participant deferral / active EE | $11,570 | $6,447+79.5% | $5,638+105.2% | $6,401+80.8% |
| Admin fee / account holder | $27,717 | $18,094+53.2% | $14,677+88.8% | $11,429+142.5% |