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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,316 | $209,425+42.0% | $178,499+66.6% | $158,966+87.0% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 41.97% | 188.80%-146.8pp | 151.10%-109.1pp | 302.95%-261.0pp |
| Employer contribution / active EE | $4,326 | $5,707-24.2% | $5,011-13.7% | $4,762-9.2% |
| Participant deferral / active EE | $9,364 | $5,955+57.3% | $5,202+80.0% | $5,983+56.5% |
| Admin fee / account holder | $4,098 | $17,078-76.0% | $13,986-70.7% | $11,250-63.6% |