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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,108 | $202,342-14.9% | $172,752-0.4% | $152,897+12.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.64% | 1029.83%-1005.2pp | 802.97%-778.3pp | 345.43%-320.8pp |
| Employer contribution / active EE | $4,272 | $5,858-27.1% | $5,144-16.9% | $4,764-10.3% |
| Participant deferral / active EE | $8,941 | $5,948+50.3% | $5,198+72.0% | $5,851+52.8% |
| Admin fee / account holder | $1,854 | $17,111-89.2% | $13,955-86.7% | $11,599-84.0% |