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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,098 | $95,404-13.9% | $113,397-27.6% | $82,637-0.7% |
| Participation rate | 58.7% | 72.8%-14.1pp | 76.5%-17.8pp | 68.1%-9.4pp |
| Annual return | 16.02% | 19.08%-3.1pp | 23.20%-7.2pp | 53.51%-37.5pp |
| Employer contribution / active EE | $5,528 | $2,307+139.7% | $2,977+85.7% | $2,552+116.6% |
| Participant deferral / active EE | $10,727 | $4,220+154.2% | $5,076+111.3% | $4,126+160.0% |
| Admin fee / account holder | $19,944 | $9,168+117.5% | $11,957+66.8% | $7,339+171.8% |