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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,742 | $80,985-18.8% | $96,576-31.9% | $75,181-12.6% |
| Participation rate | 77.1% | 71.8%+5.3pp | 76.0%+1.1pp | 67.2%+9.9pp |
| Annual return | 57.20% | 27.05%+30.2pp | 25.87%+31.3pp | 160.69%-103.5pp |
| Employer contribution / active EE | $6,416 | $2,282+181.1% | $2,965+116.4% | $2,671+140.3% |
| Participant deferral / active EE | $12,565 | $3,929+219.8% | $4,851+159.0% | $4,126+204.5% |
| Admin fee / account holder | $666 | $6,719-90.1% | $8,253-91.9% | $5,650-88.2% |