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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,116 | $160,028-44.9% | $147,080-40.1% | $145,884-39.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.74% | 98.60%-82.9pp | 420.17%-404.4pp | 551.85%-536.1pp |
| Employer contribution / active EE | $1,941 | $5,286-63.3% | $4,933-60.7% | $4,662-58.4% |
| Participant deferral / active EE | $6,873 | $8,422-18.4% | $8,066-14.8% | $6,690+2.7% |
| Admin fee / account holder | $4,429 | $15,030-70.5% | $12,989-65.9% | $13,392-66.9% |