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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,867 | $156,398-61.7% | $147,318-59.4% | $138,895-56.9% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 13.29% | 78.75%-65.5pp | 70.43%-57.1pp | 145.39%-132.1pp |
| Employer contribution / active EE | $1,966 | $4,853-59.5% | $4,593-57.2% | $4,194-53.1% |
| Participant deferral / active EE | $5,638 | $8,237-31.6% | $7,906-28.7% | $6,396-11.9% |
| Admin fee / account holder | $19,718 | $14,976+31.7% | $13,708+43.8% | $12,562+57.0% |