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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,679 | $165,381-76.0% | $149,730-73.5% | $158,966-75.0% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 26.92% | 348.29%-321.4pp | 276.70%-249.8pp | 302.95%-276.0pp |
| Employer contribution / active EE | $1,402 | $5,104-72.5% | $4,645-69.8% | $4,762-70.6% |
| Participant deferral / active EE | $5,646 | $7,182-21.4% | $6,843-17.5% | $5,983-5.6% |
| Admin fee / account holder | $62 | $10,809-99.4% | $9,310-99.3% | $11,250-99.4% |