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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,641 | $138,366-77.1% | $184,185-82.8% | $80,911-60.9% |
| Participation rate | 83.7% | 83.9%-0.2pp | 86.8%-3.1pp | 67.6%+16.1pp |
| Annual return | 14.51% | 20.02%-5.5pp | 28.81%-14.3pp | 35.63%-21.1pp |
| Employer contribution / active EE | $4,568 | $4,849-5.8% | $6,426-28.9% | $2,756+65.7% |
| Participant deferral / active EE | $6,072 | $7,074-14.2% | $9,132-33.5% | $4,297+41.3% |
| Admin fee / account holder | $2,125 | $10,484-79.7% | $13,909-84.7% | $6,935-69.4% |