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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,157 | $125,797-83.2% | $170,043-87.6% | $75,173-71.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 35.77% | 27.20%+8.6pp | 53.40%-17.6pp | 160.72%-124.9pp |
| Employer contribution / active EE | $4,878 | $4,616+5.7% | $6,790-28.2% | $2,671+82.6% |
| Participant deferral / active EE | $6,075 | $6,838-11.2% | $10,410-41.6% | $4,126+47.2% |
| Admin fee / account holder | $2,933 | $8,177-64.1% | $12,824-77.1% | $5,651-48.1% |