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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,271 | $183,988-89.5% | $162,177-88.1% | $152,897-87.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 52.64% | 150.79%-98.2pp | 115.60%-63.0pp | 345.43%-292.8pp |
| Employer contribution / active EE | $7,500 | $6,370+17.7% | $5,613+33.6% | $4,764+57.4% |
| Participant deferral / active EE | $11,160 | $8,032+38.9% | $7,297+52.9% | $5,851+90.7% |
| Admin fee / account holder | $4,355 | $13,123-66.8% | $10,843-59.8% | $11,599-62.5% |