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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,183 | $132,634-84.8% | $115,768-82.6% | $137,256-85.3% |
| Participation rate | 95.0% | 77.9%+17.1pp | 74.4%+20.6pp | 80.0%+15.0pp |
| Annual return | 8.04% | 160.70%-152.7pp | 100.46%-92.4pp | 220.34%-212.3pp |
| Employer contribution / active EE | $2,420 | $3,360-28.0% | $2,940-17.7% | $4,156-41.8% |
| Participant deferral / active EE | $2,560 | $5,619-54.4% | $4,917-47.9% | $6,407-60.0% |
| Admin fee / account holder | $3,230 | $15,028-78.5% | $12,439-74.0% | $12,270-73.7% |