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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,678 | $125,237-81.9% | $105,608-78.5% | $145,877-84.5% |
| Participation rate | 77.8% | 77.7%+0.1pp | 75.3%+2.5pp | 80.3%-2.5pp |
| Annual return | 3.98% | 225.76%-221.8pp | 116.50%-112.5pp | 551.28%-547.3pp |
| Employer contribution / active EE | $1,801 | $3,720-51.6% | $3,167-43.1% | $4,663-61.4% |
| Participant deferral / active EE | $1,841 | $5,711-67.8% | $5,010-63.2% | $6,691-72.5% |
| Admin fee / account holder | $6,002 | $17,287-65.3% | $11,028-45.6% | $13,402-55.2% |