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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,417 | $105,861-86.4% | $90,756-84.1% | $134,509-89.3% |
| Participation rate | 89.5% | 78.2%+11.2pp | 75.7%+13.8pp | 81.2%+8.2pp |
| Annual return | -17.77% | -10.99%-6.8pp | -12.16%-5.6pp | 418.13%-435.9pp |
| Employer contribution / active EE | $1,887 | $3,463-45.5% | $2,922-35.4% | $4,741-60.2% |
| Participant deferral / active EE | $1,986 | $5,217-61.9% | $4,565-56.5% | $6,400-69.0% |
| Admin fee / account holder | $1,937 | $13,938-86.1% | $8,445-77.1% | $11,427-83.0% |